Luke Drake — Authorised Credit Representative (CRN 565112) | FBAA Member | Frontier Finance Co

About Frontier Finance Co.

Your trusted Australian mortgage broker, dedicated to helping first home buyers, investors, and property owners achieve their financial goals.

Our Story

Frontier Finance Co. was founded on a simple belief: mortgage broking shouldn't be complicated, and customers shouldn't feel like just another number in the system.

We recognised a gap in the market for brokers who genuinely understand the nuances of Australian property finance across all states and territories. Whether it's navigating first home buyer grants, structuring investment portfolios, or refinancing existing loans, we bring expertise, transparency, and a personal touch to every interaction.

Today, we're proud to serve satisfied clients across Australia, helping them make informed decisions and achieve their property ownership goals.

Meet Luke Drake

Luke Drake - Mortgage Broker

Credentials

  • Authorised Credit Representative (ACR)
  • Specialist in First Home Buyer Finance
  • Investment Property Expertise
  • Refinancing & Equity Release Specialist

Your Personal Mortgage Broker

Luke Drake is a dedicated mortgage broker committed to helping Australians navigate the complex world of property finance. With a focus on transparency, expertise, and personalised service, Luke works tirelessly to find the right financing solution for each client's unique situation.

Whether you're a first home buyer exploring grants and schemes, an investor building your portfolio, or a homeowner considering refinancing, Luke brings both technical expertise and genuine care to every conversation.

Luke believes that great mortgage broking is about understanding your goals, not just processing applications. He takes the time to listen, educate, and guide you through every step of the process.

What Clients Say

"Luke made everything a breeze. While I've been a homeowner for 5 years, I've never even thought about refinancing as it just seemed equally as overwhelming as getting the loan in the first place. Luke took the time to understand our needs and ensure our debt is stress-tested. This saves you time and reduces the risk of choosing an unsuitable product."

, Keith

Refinancing Client

"Luke's expertise in first home buyer schemes was invaluable. He explained every option clearly and helped us understand which grants we qualified for. The whole process was stress-free thanks to his guidance and support."

, Shakaylah

First Home Buyer

Our Values

At Frontier Finance Co., we believe that our values will make your experience exceed your expectations.

Privacy First
Privacy First

We will never sell your data. We only use the information you provide to get your future funded, giving you absolute peace of mind.

Radical Simplicity
Radical Simplicity

We promise to focus on the things that matter most to you, making a complex process clear, understandable, and stress-free.

Unmatched Service
Unmatched Service

We go out of our way so you don't have to, working tirelessly to provide the best outcome with the least disruption to your life.

Integrity Always
Integrity Always

We will always do what is right for you, and we always do what we say we'll do. No hidden agendas.

Deep Respect
Deep Respect

No matter who you are, where you are from, or your situation, we listen without judgement and value your goals like they are our own.

Foresight
Foresight

We don't just secure today's loan, we analyse your long-term goals to future-proof your finance structure ready for your next goal.

Why Choose Frontier Finance Co.

40+ Specialist Lenders

Access to Australia's leading banks and specialist lenders. We negotiate on your behalf to find the best rates and terms for your situation.

National Expertise

We operate nationally with deep knowledge of every state and territory's unique grants, schemes, and lending requirements.

Flexible Service

Online, phone, or in-person consultations available to fit your schedule. We work around your availability, not the other way around.

Transparent Pricing

No hidden fees or surprises. We're upfront about costs and explain every step of the process clearly.

Dedicated Support

Your personal broker is your single point of contact throughout the entire process. Consistency and continuity matter.

Proven Track Record

Satisfied clients across Australia. We're trusted by first home buyers, investors, and property owners alike.

Licensed & Accredited

Frontier Finance Co. (ABN: 12 682 211 374) is an Authorised Credit Representative (CRN: 565112) of Loans Only Pty. Ltd. (Australian Credit License 561324).

We operate under strict regulatory requirements to ensure your protection and our accountability. Your trust is our most valuable asset.

Ready to Work with Us?

Let's discuss your property goals and find the right financing solution for your situation.

Get Your Free Consultation

Contact us today to discuss your financing needs with our expert team.

Get Expert Guidance
Tell us about your property goals and we'll connect you with the right solution.

We respect your privacy. Your information will only be used to help you find the right financing solutions.

Frontier Finance Co

Helping Australians find the right home loan — first home buyers, investors, and refinancers.

Frontier Finance Co. (ABN: 12 682 211 374) is an Authorised Credit Representative (CRN: 565112) of Loans Only Pty. Ltd. (Australian Credit License 561324).

Disclaimer: The information provided on this website is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information on this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs.

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