Your trusted Australian mortgage broker, dedicated to helping first home buyers, investors, and property owners achieve their financial goals.
Frontier Finance Co. was founded on a simple belief: mortgage broking shouldn't be complicated, and customers shouldn't feel like just another number in the system.
We recognised a gap in the market for brokers who genuinely understand the nuances of Australian property finance across all states and territories. Whether it's navigating first home buyer grants, structuring investment portfolios, or refinancing existing loans, we bring expertise, transparency, and a personal touch to every interaction.
Today, we're proud to serve satisfied clients across Australia, helping them make informed decisions and achieve their property ownership goals.
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Luke Drake is a dedicated mortgage broker committed to helping Australians navigate the complex world of property finance. With a focus on transparency, expertise, and personalised service, Luke works tirelessly to find the right financing solution for each client's unique situation.
Whether you're a first home buyer exploring grants and schemes, an investor building your portfolio, or a homeowner considering refinancing, Luke brings both technical expertise and genuine care to every conversation.
Luke believes that great mortgage broking is about understanding your goals, not just processing applications. He takes the time to listen, educate, and guide you through every step of the process.
"Luke made everything a breeze. While I've been a homeowner for 5 years, I've never even thought about refinancing as it just seemed equally as overwhelming as getting the loan in the first place. Luke took the time to understand our needs and ensure our debt is stress-tested. This saves you time and reduces the risk of choosing an unsuitable product."
, Keith
Refinancing Client
"Luke's expertise in first home buyer schemes was invaluable. He explained every option clearly and helped us understand which grants we qualified for. The whole process was stress-free thanks to his guidance and support."
, Shakaylah
First Home Buyer
At Frontier Finance Co., we believe that our values will make your experience exceed your expectations.

We will never sell your data. We only use the information you provide to get your future funded, giving you absolute peace of mind.

We promise to focus on the things that matter most to you, making a complex process clear, understandable, and stress-free.

We go out of our way so you don't have to, working tirelessly to provide the best outcome with the least disruption to your life.

We will always do what is right for you, and we always do what we say we'll do. No hidden agendas.

No matter who you are, where you are from, or your situation, we listen without judgement and value your goals like they are our own.

We don't just secure today's loan, we analyse your long-term goals to future-proof your finance structure ready for your next goal.
Access to Australia's leading banks and specialist lenders. We negotiate on your behalf to find the best rates and terms for your situation.
We operate nationally with deep knowledge of every state and territory's unique grants, schemes, and lending requirements.
Online, phone, or in-person consultations available to fit your schedule. We work around your availability, not the other way around.
No hidden fees or surprises. We're upfront about costs and explain every step of the process clearly.
Your personal broker is your single point of contact throughout the entire process. Consistency and continuity matter.
Satisfied clients across Australia. We're trusted by first home buyers, investors, and property owners alike.
Frontier Finance Co. (ABN: 12 682 211 374) is an Authorised Credit Representative (CRN: 565112) of Loans Only Pty. Ltd. (Australian Credit License 561324).
We operate under strict regulatory requirements to ensure your protection and our accountability. Your trust is our most valuable asset.
Contact us today to discuss your financing needs with our expert team.