Australian Capital Territory First Home Buyer Guide

Comprehensive information about ACT first home buyer grants, schemes, and eligibility criteria to help you purchase your first property.

Maximum Grant

$15,000

First Home Owner Grant

Grant Programs

2

Available schemes

Stamp Duty Savings

Up to $12,000

Concession available

ACT First Home Buyer Grants & Schemes

First Home Owner Grant

Grant Amount

$15,000 for new dwellings (houses built after 1 January 2000)

Eligibility Criteria

  • First home buyer (never owned residential property)
  • Australian citizen or permanent resident
  • Property purchase price up to $680,000
  • Intend to occupy the property as principal place of residence

Property Value Cap

RegionPrice CapGrant Amount
ACT$680,000$15,000
Stamp Duty Exemption

Benefit

Full exemption from stamp duty on properties up to $680,000

Eligibility

  • First home buyer
  • Property within price cap
  • Intend to occupy as principal residence

Who Cannot Receive the Grant?

Previously Owned Property

If you or your spouse have previously owned residential property

Non-Resident Status

If you're not an Australian citizen or permanent resident

Investment Property

If the property is not your principal place of residence

Exceeds Price Cap

If the property value exceeds $680,000

How to Apply

1

Book Your Free Consultation

Contact Frontier Finance Co for a no-obligation consultation. We assess your eligibility for all grants and schemes, and discuss your financial situation and home buying goals. for the ACT first home buyer grants.

2

We Gather Your Information

We collect all necessary documents including proof of identity, income verification, and employment details. We handle all the paperwork2014no stress on your end.

3

We Work with Participating Lenders

We liaise with our panel of participating lenders to coordinate the grant application process. We manage all communications and submissions on your behalf.

4

We Submit Your Application

We complete and submit your grant application with all required supporting documents. You do not need to contact them directly.

5

We Track Your Progress

We monitor your application status and keep you updated throughout the assessment process. We handle any follow-up questions or additional information requests.

6

We Coordinate Settlement

Once approved, we coordinate with your lender to ensure the grant is applied to your loan. We guide you through to settlement and getting the keys to your first home.

Ready to Get Started?

Our team at Frontier Finance Co can help you navigate the ACT first home buyer grants and schemes. Get in touch today for personalized advice.

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Frequently Asked Questions

Can I use the First Home Owner Grant and Stamp Duty Exemption together?

Yes, if you're eligible for both, you can receive both the $15,000 grant and the stamp duty exemption on your first home purchase.

What if my spouse has previously owned property?

If you're married or in a de facto relationship, both you and your spouse must be first home buyers to qualify for the grant.

Can I purchase a unit/apartment?

Yes, you can purchase a unit or apartment as long as it meets the eligibility criteria and is within the $680,000 price cap.

How long does the application process take?

The application process typically takes 4-8 weeks from submission to approval and payment.

What if my application is rejected?

If your application is rejected, the ACT Revenue Office will provide reasons. You may be able to appeal the decision.

Are there income limits for ACT grants?

There are no specific income limits, but you must meet all other eligibility criteria and the property must be your principal residence.

Need More Information?

ACT Revenue Office

Phone: 1300 135 513

Website: revenue.act.gov.au

Hours: Monday to Friday, 8:30 AM - 5:00 PM

Frontier Finance Co

Get Expert Advice

Our team can help you navigate ACT first home buyer options and maximise your grants.