Mortgage & Property Insights

Fixing your investment property loan provides certainty about your repayments and protects you against rate increases. This certainty can be valuable if you're relying on rental income to cover repaym

Loan structuring can significantly impact your tax efficiency. By structuring your investment loan strategically, you can maximize tax deductions and optimize your investment returns.

Negative gearing occurs when your investment property expenses exceed your rental income. This means you're making a financial loss on the property each year. While this sounds negative, negative gear

Off-market properties are sold before they're listed on public property websites. These properties often represent better value because there's less competition among buyers. Finding off-market proper

Q: What expenses can I claim as tax deductions on my investment property?

Construction loans and traditional mortgages serve different purposes. A traditional mortgage is used to purchase an existing property. A construction loan is used to finance the building of a new hom

Mistake 1: Refinancing without comparing rates. Many investors refinance with their current lender without checking if better rates are available elsewhere. This is the most costly mistake because rat

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