Buying Your First Home in Australia: Simplified
Navigating the maze of federal and state grants, stamp duty exemptions, and low-deposit schemes can be overwhelming. The reality is: where you buy dictates the money you get. At Frontier Finance Co., we operate nationally, providing specialised first home buyer advice for every capital city and regional centre across the country.
Our mortgage brokers understand the nuances of every local program, ensuring you maximise every available dollar—no matter which state you choose. Don't miss out on a grant or concession because of complex rules.
What We Offer
Comprehensive guides for first home buyer grants available in NSW, VIC, QLD, WA, SA, TAS, NT, and ACT. We help you understand eligibility, amounts, and how to access them.
Property price caps vary by location and state. We provide detailed breakdowns for capital cities and regional areas to help you understand your limits and opportunities.
We work with participating lenders to handle your entire application process. You focus on finding your dream home—we handle the paperwork and grants.
The Australian Property Market: Your Opportunity as a First Home Buyer
Federal and state governments offer a range of grants, schemes, and concessions designed specifically to help you get onto the property ladder sooner.
Renting can feel like a cycle of paying someone else's mortgage. Owning your own home is a powerful step towards building long-term wealth and financial stability.
While headlines can be intimidating, a clear plan, solid savings strategy, and expert guidance can cut through the noise and put you on a direct path to success.
Your Step-by-Step Journey to Getting the Keys
We know the path to buying a home can seem like a maze. We've broken it down into six clear, manageable steps. We'll be with you for every single one.
We'll help you understand the full picture, including how much you need to save, strategies to get there faster, and how government schemes can reduce the deposit you require. We'll also ensure there are no surprises with costs like stamp duty, legal fees, and inspection reports.
We're experts in this area. We'll assess your eligibility and work with participating lenders to secure the allocation and submission process for powerful incentives like First Home Owner Grants, Home Guarantee Schemes, and stamp duty concessions.
A loan pre-approval is your ticket to shop with confidence. You'll know your budget, be taken seriously by agents and sellers, and be able to move faster when you find the perfect property.
With your pre-approval in hand, you can start searching for your dream home. We'll be on hand to provide support and answer any questions you have about the process.
We'll guide you through making a smart offer that's both competitive and protects your interests. We'll also help you understand the importance of building and pest inspections and having a solicitor review the contract.
Once your offer is accepted, we take the lead. We'll convert your pre-approval to formal approval, work with your legal team and lender to coordinate settlement, and guide you right up to the incredible moment you get the keys to your first home.
Why a Mortgage Broker is a First Home Buyer's Best Friend
Trying to navigate the world of mortgages and government grants on your own is a recipe for stress and confusion. As your mortgage broker, Frontier Finance Co. levels the playing field and puts an expert in your corner.
Our priority is you. We compare hundreds of loans from a wide panel of lenders to find the one that's right for your specific situation.
The rules for government incentives can be complex and vary by state. We live and breathe these details and will ensure you don't miss out on any support you're entitled to.
Forget the endless paperwork, confusing jargon, and long phone calls. We manage the entire application process from start to finish, saving you an enormous amount of time and stress.
In most cases, our service is free for you. The lender pays us a commission, which is standard practice and built into the interest rate regardless of whether you use us or go direct.
Our Values
At Frontier Finance Co., our values guide everything we do. They're the foundation of how we work with you.
We cut through complexity and make the mortgage process straightforward and easy to understand.
We treat every client with genuine care and respect, understanding that buying a home is deeply personal.
We help you see beyond today, planning your financial future with clarity and strategic vision.
Your personal information is sacred. We protect your data with the highest security standards.
We operate with complete honesty and transparency in every interaction and recommendation.
We go above and beyond to deliver exceptional service that exceeds your expectations.
Start Your Journey with a FREE First Home Buyer Consultation
Knowledge is power, especially when making the biggest purchase of your life. Take the first, most important step today.
Your FREE consultation includes:
- A clear assessment of your borrowing power
- A personalised savings plan and budget
- A full breakdown of your eligibility for all government grants and schemes
- A step-by-step action plan to get you into your first home
- Expert answers to all your questions
Get Your Free Consultation
Contact us today to discuss your financing needs with our expert team.