Comprehensive information about NSW first home buyer grants, schemes, and eligibility criteria to help you purchase your first property.
$20,000
First Home Owner Grant
3
Available schemes
Up to $8,000
Concession available
$20,000 for new dwellings (houses built after 1 January 2000)
| Region | Price Cap | Grant Amount |
|---|---|---|
| Sydney Metropolitan | $800,000 | $20,000 |
| Regional NSW | $600,000 | $20,000 |
Full exemption from stamp duty on properties up to $800,000 (Sydney) or $600,000 (Regional)
Federal scheme allowing first home buyers to purchase with as little as 5% deposit without paying mortgage insurance.
If you or your spouse have previously owned residential property
If you're not an Australian citizen or permanent resident
If the property is not your principal place of residence
If the property value exceeds the regional price cap
Here's how we make it simple: You come to us, and we handle everything. We work with participating lenders to manage your entire application process, including all grant submissions. You focus on finding your dream home—we handle the paperwork.
Contact Frontier Finance Co for a no-obligation consultation. We assess your eligibility for all NSW grants and schemes, and discuss your financial situation and home buying goals.
We collect all necessary documents including proof of identity, income verification, and employment details. We handle all the paperwork—no stress on your end.
We liaise with our panel of participating lenders to coordinate the grant application process. We manage all communications and submissions on your behalf.
We complete and submit your grant application to Revenue NSW with all required supporting documents. You do not need to contact them directly.
We monitor your application status and keep you updated throughout the assessment process. We handle any follow-up questions or additional information requests.
Once approved, we coordinate with your lender to ensure the grant is applied to your loan. We guide you through to settlement and getting the keys to your first home.
Our team at Frontier Finance Co can help you navigate the NSW first home buyer grants and schemes. Get in touch today for personalized advice.
Yes, if you're eligible for both, you can receive both the $20,000 grant and the stamp duty concession on your first home purchase.
If you're married or in a de facto relationship, both you and your spouse must be first home buyers to qualify for the grant.
Yes, you can purchase a unit or apartment as long as it meets the eligibility criteria and is within the price cap for your region.
The application process typically takes 4-8 weeks from submission to approval and payment.
If your application is rejected, Revenue NSW will provide reasons. You may be able to appeal the decision.
Yes, the First Home Loan Deposit Scheme is available to NSW first home buyers. Check with your lender for availability and current limits.