Discover Queensland's generous grants, schemes, and support programs to help you purchase your first home.
$30,000
Maximum First Home Grant
3
Main Grant Programs
Thousands
Buyers Assisted Annually
New Homes
$30,000
Established Homes
$15,000
Brisbane & South East Queensland
Up to $750,000
Includes Brisbane, Gold Coast, Sunshine Coast
Regional Queensland
Up to $500,000
Outside major metropolitan areas
Note: You must be an Australian citizen or permanent resident, and the property must be your principal place of residence.
Eligible first home buyers can receive a full exemption or reduction in transfer duty (stamp duty) on their first property purchase.
Potential Savings
$5,000 - $30,000+
Depending on property price
Eligible first home buyers can access a low-interest loan to help with purchasing their first home.
Loan Amount
Up to $250,000
Interest Rate
Below market rate
Citizenship
Australian citizen or permanent resident
First Home Status
You and your spouse (if applicable) must not have previously owned a home in Australia or overseas
Principal Residence
The property must be your principal place of residence
Property Location
The property must be located in Queensland
Income Threshold
Combined household income must not exceed $150,000 per annum
Asset Test
Combined household assets must not exceed $500,000
Employment Status
You must be employed or self-employed (not required for all schemes)
Note: Some limits may vary depending on the specific grant program.
| Region | Maximum Property Value | Grant Amount (New) | Grant Amount (Established) |
|---|---|---|---|
| Brisbane & South East QLD | $750,000 | $30,000 | $15,000 |
| Gold Coast | $750,000 | $30,000 | $15,000 |
| Sunshine Coast | $750,000 | $30,000 | $15,000 |
| Regional Queensland | $500,000 | $30,000 | $15,000 |
Regional Queensland includes areas outside Brisbane, Gold Coast, and Sunshine Coast metropolitan regions. This includes cities like Cairns, Townsville, Toowoomba, and the Wide Bay region.
Here's how we make it simple: You come to us, and we handle everything. We work with participating lenders to manage your entire application process, including all grant submissions. You focus on finding your dream home—we handle the paperwork.
Contact Frontier Finance Co for a no-obligation consultation. We assess your eligibility for all Queensland grants and schemes, and discuss your financial situation and home buying goals.
We collect all necessary documents including proof of identity, income verification, and employment details. We handle all the paperwork—no stress on your end.
We liaise with our panel of participating lenders to coordinate the grant application process. We manage all communications and submissions on your behalf.
We complete and submit your grant application to the Queensland Revenue Office with all required supporting documents. You do not need to contact them directly.
We monitor your application status and keep you updated throughout the assessment process. We handle any follow-up questions or additional information requests.
Once approved, we coordinate with your lender to ensure the grant is applied to your loan. We guide you through to settlement and getting the keys to your first home.
Our team at Frontier Finance Co can help you navigate the Queensland first home buyer grants and schemes. Get in touch today for personalized advice.
Yes, you can receive both the First Home Owner Grant and the First Home Buyer Duty Concession if you meet the eligibility criteria for both programs.
If you're married or in a de facto relationship, both you and your spouse must meet the first home buyer criteria. If your spouse has previously owned a home, you may not be eligible for the grant.
Most applications are processed within 4-8 weeks. However, this can vary depending on the completeness of your application and the current workload of the Queensland Revenue Office.
The First Home Owner Grant is intended to help with the purchase of the property itself. You cannot use it for renovations or improvements after purchase.
There are no restrictions on selling the property after purchase. However, if you sell within a short period, it may affect your eligibility for future first home buyer grants.
Yes, you can receive the First Home Owner Grant for off-the-plan purchases of new homes, provided the property meets all other eligibility criteria.
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