Unlock Your Home's Potential: Refinance Smarter, Release Equity Faster
Whether you're looking to reduce your interest rate, consolidate debts, or unlock the equity in your home to fund new opportunities, Frontier Finance Co. has the expertise to guide you through refinancing and equity release options.
Refinancing is the process of replacing your existing home loan with a new one, typically to take advantage of better interest rates, change loan terms, or consolidate debts. It's a strategic financial move that can save you thousands of dollars over the life of your loan.
Equity release allows you to borrow against the equity you've built in your home. This is the difference between your property's current value and the outstanding mortgage balance. It's a powerful tool for funding investments, renovations, education, or other major life goals.
We analyse your current loan and financial situation to identify genuine savings and opportunities.
Compare options across major banks and specialist lenders to find the best rates and terms.
We structure your refinance or equity release to align with your financial goals and circumstances.
Clear explanations of all costs, benefits, and terms—no hidden fees or surprises.
Most lenders require you to maintain at least 20% equity in your home. We can assess your situation and advise on how much you can safely release.
Costs may include application fees, valuation fees, legal fees, and discharge fees. We'll provide a full breakdown so you can make an informed decision.
Typically 2-4 weeks, depending on your circumstances and lender requirements. We'll keep you updated every step of the way.
Yes, in most cases. We work with lenders who consider applications from individuals with varied credit backgrounds. Let's discuss your options.
Some loans have early exit fees or break costs. We'll review your current loan terms and factor any penalties into the refinancing analysis.